Should I take this accident settlement? Is it fair?

I was in accident half year ago. Another driver rear-ended my car and he got cited for following too close. I had whiplash injury and felt it the next day. My car was totalled. I got a check from the All State insurance (his) in the amount of whats my car worth ($3000) and rental car ($300) and tow ($100).

Your bills are all paid and you have a little left over. You didn’t get busted up too badly, so you don’t get a big windfall. Take it and move on because your lawyer fees will accumulate rapidly if court is involved. This is not the type of injury where you’d get a large settlement.

Truck Accidents & Lawsuit Settlement Loans

Every single day accidents related trucks occur all over the United States. Truck accidents can result in serious injury and even death. Many of these truck accidents are related to driver fatigue, failure to inspect tires and brakes, over loaded, tailgating, drinking and driving, talking on CB or cell phone, etc. These are all considered negligence actions and can result in a civil suit against the truck driver and the company the driver works for. However, due to the size and nature of trucks injuries and damages in a truck accident can be severe if not fatal. Many truck accidents leave victims unable to work and the victims are required to seek compensation via civil lawsuit. How does a injured plaintiff in a truck accident lawsuit support his life financially if he is unable to work? That is a simple answer, a lawsuit settlement loan.

If you were in a truck accident and are in the process of a truck accident civil lawsuit then you already know what kind of time frame you’re looking at till you reach a verdict; it can be months if not years before truck accident lawsuits are settled. This is why a lawsuit settlement loan is an excellent resource for the plaintiff during this time period. A settlement loan is basically a non-recourse loan; this is due to the re-payment requirements explained later in this article. Basically a lawsuit loan provider will borrow you money against your pending lawsuit; your not required to any specific income or credit history as those things play no role in the settlement loan approval process. The approval process is based solely on the merit of your lawsuit and possible compensation.

 What makes a lawsuit settlement loan such a great choice is the fact it is a non-recourse debt because a settlement loan only requires you to repay the loan if you receive a favorable verdict in your pending lawsuit. If you lose your pending lawsuit you have no obligation to pay back the monetary loan provided by the lawsuit loan provider. This helps financial secure the plaintiff during their pending lawsuit and prevents them from being in debt at the end of their case if it’s an unfavorable verdict. This is a common occurrence with traditional loans, a plaintiff takes out a home equity loan or personal loan for financial assistance during their pending lawsuit, then they end up losing their lawsuit and then do not have the ability to pay back their initial loan; with a settlement loan you don’t have this problem! If you want to learn more about lawsuit pre-settlement loans then read below.

About the Author

Want to learn more about a lawsuit settlement loan? Then visit the Legal Settlement Loans website today, where you’ll find information regarding the benefits of a settlement loan and be able to apply for a settlement loan online.

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